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Showing posts from June, 2009

Don't Send Madoff to Jail

That's right. Send Madoff to work, instead. He could spend months helping the charities his investment schemes ruined. He could collect cans with Ms. Sigman, who was interviewed today on NPR and who, having lost her life savings, is collecting cans for recycling fees, among other activities to make ends meet. He could help build homes for the people who lost theirs, due to "investing" with him. Or, he could just get a plain old job, like so many Americans have to do, and then turn over every dime he makes until the day he dies to the people he robbed. It's a win-win. He doesn't take up space in prison at the expense of tax dollars, he has a chance to atone, and it's bound to help him feel better as a human being. Jail is the wrong answer. Put this man to work instead.

Hellth Insurance

Yes, I believe that is how it should be spelled these days. Hell-th insurance. I was amazed yesterday at the hypercritical and plain gossipy questions President Obama fielded on this topic. (And grateful for his intelligence and eloquence as he answered those questions.) One reporter asked and insinuated: "Won't a public health insurance plan put private insurers out of business?" What planet does that reporter live on?

Private insurers are not interested in the public welfare, or one or more of them would have made an effort to offer some kind of decent coverage to self-employed, under-employed or even unemployed persons--certainly at least to children. The convoluted underwriting guidelines of these companies makes it clear that they have no sense of mission to the masses. My case is a great case in point.

As an employee, I was insured by Blue Cross Blue Shield for five years. In the 30 days after leaving said employ, I applied for individual coverage with BCBS. I w…

I don't get it

Some things make no sense to me.

There are more than 45 million Americans with no health insurance. Yet not one private insurance company sees this as a business opportunity. That's one large "pool," and many of these people have enough income that they would and could pay a reasonable premium, even if only for hospital care.

In my experience, only companies offering "minor medical" insurance at premiums that are border-line "reasonable" are taking advantage of the situation. Some in a good way, others in a bad way. I recently signed on with one of these programs and then received my "health discount documents" only to find out I'd been lied to about network providers. I can cancel only by phone, which I've tried to do--but no one is "available" when I call to cancel.

I'm one of the 45 million Americans unable to procure major medical insurance. Yes, I've seen doctors in the past 10 years for a variety of reasons. But…